Saving money

Petal 2 Visa Credit Card Review 2023: Should You Buy It?

The Petal® 2 “Cash Back, No Fees” Visa® credit card isn’t your typical starter credit card. This yellow credit card has no security deposit or annual fees, which makes it perfect for those focused on building credit. To top things…

Chase Freedom Unlimited Credit Card Review 2023

The Chase Freedom Unlimited Visa® is an unsecured cash back credit card. It provides significant reward rates for regular purchases to cardholders and there are no sign-up requirements for categories. There’s also no cap on the amount of cash back…

Capital One SavorOne Student Credit Card Review 2023

The Capital One® SavorOne Student Cash Rewards Credit Card is an unsecured student and rewards credit card with a $0 annual fee, cash back program, and $50 introductory bonus for first time users.  But should college students use this as…

Amex Business Platinum Review 2023 (Benefits & Rewards)

There’s more to corporate life than staring at a screen all day. With its travel perks and business tools, the Amex Business Platinum card is a powerhouse for those looking to maximize rewards. The $695 annual fee isn’t for everyone—but…

Capital One Venture Rewards Credit Card Review 2023

Attention travel junkies: Capital One Venture Rewards card, with its rewards program and travel-related benefits, might be your best bet for an action-filled vacay. Capital One gives you a great 75,000 bonus miles once you spend $4,000 within the first…

Is This Business Card Legit?

Being a small to medium-sized business owner is no walk in the park. With cagey customers and painful price increases, having a business card you can rely on would be nice. The Divvy Card has expense tracking, employee spending controls,…

50{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} Can’t Afford Student Loans. But Is That Really a Problem?

Student loan forbearance is ending in August, and students are freaking out. Based on our recent survey, 50{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} of student loan borrowers don’t have enough money for their monthly payments.  What will they do? How will they make their payments?…

Citi Premier Card Review 2023: Points, Benefits & Fees

Traveling doesn’t come cheap. Wouldn’t it be nice to ease that sinking feeling that comes with forking out hundreds of dollars on flights? And wouldn’t it be even nicer to get rewarded for it?  The Citi Premier Card dishes out…

FoundersCard Review 2023 (Membership & Rewards Details)

The FoundersCard seems like the most coveted, sleek, and elegant card to own. With a list of 500+ out-of-this-world rewards, it has got everyone talking. Is the hype real? Or is there more to the story? Let’s find out— This…

Exxon Mobil Credit Card Review 2023: Fuel Rewards & Rates

The average American spends $150 to $200 on gas every month—a whopping $2,400 a year. That cost can shoot up to $5,000 for families who spend their days driving their kids to after-school clubs.  Gas cards like Exxon Mobil give…

The Cost-Effective Advantage of Hiring Debt Collectors for Your Business

Image sourced from pexel.com Debt collection is an essential process for businesses, ensuring timely payments and maintaining a healthy cash flow. In today’s competitive landscape, it becomes increasingly crucial for businesses to recover outstanding debts efficiently. While some businesses may…

Business Benefits & Financial Services

Business should be about raking in the dough, not drowning in paperwork. Nobody has time for boring expense reports and snooping around your employees’ spending habits. The Ramp card claims to be the hero of streamlined expense management.  But does…

Which Programs Can Help with My Medicare Expenses?

The federal government rewards hard-working individuals with benefits such as Social Security income and Medicare later in life when their income becomes fixed or limited. Those are nice benefits to have, yet all parts of Medicare are not free. Beneficiaries…

Top 16 Pieces of Your Information Identity Thieves Crave

[share_sc] Unfortunately, identity theft has recently become the fastest growing crime in our increasingly digital world.  Potential thieves are becoming extremely adept at leveraging stolen data to empty existing accounts, max credit limits, apply for jobs, and even obtain mortgages. …

What Is a Fixed Annuity? Pros and Cons

A fixed annuity is a financial tool that can help you meet your retirement goals. Fixed annuities offer guaranteed returns, tax-deferred growth, and steady monthly payments once you retire, making them worth consideration. Of course, it’s also essential to consider…

How To Handle Your Finances When You Lack Shared Goals

Roger has his heart set on taking his children to Disney.  When he was young, his family went to Disney every couple of years, and he remembers really enjoying the vacations.  Continues after Advertisement He is the budgeter in the…

How To Decorate Your Home Frugally

Most of us have watched a new home buyer show or two and seen how a family buys a house and then spends tens of thousands of dollars renovating it so the house is just their style.  While that’s fun…

Will There Be A Second Stimulus Check?

There’s a good chance that you’ve already received your stimulus check, courtesy of  the federal government’s CARES Act. If you haven’t received your check yet, head to the government’s Get My Payment web page. (Some people have had problems on that…

CARES Act Retirement Account Withdrawal Rules: Should You Take Part?

This has been a year like no other.  A pandemic has engulfed the world. Unemployment rates in the United States have jumped to the highest they’ve been since the Great Depression.  Continues after Advertisement The United States government recently passed…

Do I Have To Spend The Money On The Stimulus Debit Card?

Millions of Americans received an automatic deposit into their bank account as part of the CARES Act last month.  This infusion of cash gave them the ability to pay bills, buy groceries, or simply save money.  However, some Americans were…

Important Lessons To Learn From The Coronavirus Pandemic

I grew up watching my grandma wash used plastic baggies and tin foil so that she could use them again.  She didn’t see the point of using them once and throwing them away.  She lived through the Great Depression, and…

What To Do With Leftover FSA Money In 2020

Do you have a FSA (Flexible Spending Account) through your employer?  If you do, you know that you’re allowed to set aside a certain portion of your income, pre-tax, to pay medical bills and childcare costs.  You also likely know…

Why Most Money Challenges Don’t Work And What Does

Here we are, at the beginning of another new year.  One of the major New Year’s resolutions that many people make, behind losing weight and quitting smoking, is saving more money.  Continues after Advertisement To that end, you’ll likely find…

Should Married Couples Have Joint Bank Accounts? (2023 update)

Today, I want to revisit a common (but always interesting) discussion, covering “Should married couples or those in a long-term relationship have  joint or separate accounts?” I say “revisit” because I brought up this topic over a year and a…