finance & investing

Financial – and Life – Lessons from 40 Years of Marriage

As I bask in the celebration of our recent 40th wedding anniversary, complete with surprise readings from each child, child-in-law and grandchild, I can see some great personal finance applications of the principles Jan and I used raising our four children. My quandary is that in order to share the financial lessons, I am obligated to share what our kids had to say in their readings. I therefore ask myself, “Is this more about boasting on what great kids we have or helping my readers with their finances?” I will let you be the judge…

Posted on Joe

What’s Your Financial Personality?

Ever notice how finances can affect you emotionally? I’ve known people who hate the idea of spending their money altogether and some people who don’t know how to make a budget at all. What if there was a scale that you could use to classify your financial personality? Yes, I can see it now. Instead of making up a boring answer when your financial planner asks how things are going, you can simply select your personality…

Posted on Tim

The Ultimate Bundle: Over 75 books worth $1,000+ for just $29

I am excited to be partnering on the Ultimate Homemaking Bundle for the next few days.  It really is an amazing collection of eBooks, courses, printables, and a lot more that you can pick up for $29. There are so many great books from Best-Selling authors, bloggers with millions of followers, and true experts in a variety of topics. Click here to see all the books/courses/printables included! The bundle was designed to help you nurture the beauty and productivity in your home and family relationships with proven, simple, and effective tools that really give you a boost as a homemaker – help, inspiration, tips, encouragement…

Posted on Bob

15 Kitchen Tips & Tricks that would Make MacGyver Proud

MacGyver. Remember him? If you watched television in the later 80’s and into the early 90’s, you’ll know exactly who I am speaking of. He always had some trick up his sleeve and a way to solve nearly everything problem and he knew how to get out of every situation. Even life or death situations. He just always had THE solution. My kitchen can be a battle ground some days, but I’ve found some tips and tricks that I think would make him proud. Thanks to…

The 10 best airports in Asia

Leading consumer aviation website Skytrax has published its latest annual World Airport Awards, and for the third consecutive year, Singapore’s Changi International Airport took the crown as the world’s best airport. However, Changi isn’t the only world class facility of its kind in Asia — which is why Skytrax has released its list of the 10 best airports in Asia. The Skytrax annual rankings are based on the impressions of over 13 million flyers from 112 countries. More than 550 airports were included in the survey, which covers 39 service and performance parameters, including facility comfort, location of bathrooms, and the language skills of the airport staff. 10. Kuala Lumpur International Airport (KUL) Yearly passengers: 47.5 …

Defenders of the web: The people behind 7 influential security companies

Browsing the web may be easy, but ensuring your digital safety is not. That’s why there are hundreds of companies around providing numerous products to safeguard consumers and companies from malicious actors. While many of these companies offer seemingly identical products, some of the best are not only protecting users but researching what hackers are doing and exposing them. Here are a few of the most influential companies on the market today, the people behind these firms, and some of the important vulnerabilities they’ve brought to light. Kaspersky Lab: Eugene Kaspersky Kaspersky Lab was founded in 1997 by the storied Russian security specialist Eugene Kaspersky. From the beginning it has …

Berkshire Hathaway made $1.3 billion on financial weapons of mass destruction; earnings beat

Berkshire Hathaway, the conglomerate run by billionaire Warren Buffett, had a pretty good first quarter. Operating earnings jumped 20{0e584ec94eaa64d073763ee1dc286a1f4d0f941424b1448bbfd01af7d90f9475} year-over year to $2,583 per share. Analysts were looking for $2,373 per share. To be clear, that’s for each A-share of Berkshire Hathaway, which closed at $215,800 on Friday. Total operating earnings jumped to $4.24 billion during the quarter, up from $3.53 billion a year ago. Operating earnings from Berkshire’s insurance underwriting business grew 4{0e584ec94eaa64d073763ee1dc286a1f4d0f941424b1448bbfd01af7d90f9475} to $480 million. Railroad, utilities and energy business …

These 18 tech companies offer the best benefits, according to employees

Employees who work at tech companies are some of the most pampered employees on earth. Gourmet food, free beer and wine, health clubs, day care, doggie day care, are standard fair at large companies, and pretty common at startups, too. But, it turns out, those are not always the benefits employees most care about, according to a survey conducted by Glassdoor.Amazon: 3.6 out of 5 HP’s employee satisfaction rating: 3.7 Employees’ favorite three benefits: Job training, volunteer time off, maternity and paternity leave. An employee says: “Outstanding coverage, low deductible plans, and they’re …

Here’s why Instagram demographics are so attractive to brands

Instagram has suddenly become the go-to social network for young adults and teens in the United States. In a new report from BI Intelligence, we unpack data from over a dozen sources to understand how social media demographics are still shifting, including the migration of young users to photo-based social networking. Access The Full Report And Its 20 Charts By Signing Up For A Trial >> Here are a few of the key takeaways from the BI Intelligence report: Instagram has edged out Facebook and Twitter in terms of prestige among young users. U.S. teens now describe Instagram as “most important,” while Facebook …

Nigeria frees 234 more children, women from Boko Haram stronghold

Abuja (AFP) – Nigeria has freed another 234 women and children from Boko Haram’s Sambisa forest, the military said Friday.The defence headquarters said in a statement the hostages were rescued on Thursday through the Kawuri and Konduga end of Sambisa forest.Some 500 women and children have already been rescued by the military in the past few days.Join the conversation about this story »

The Milwaukee Bucks rebuilt their team in 12 months and now they have the most interesting young core in the NBA

Though the Milwaukee Bucks’ season ended Thursday night with a 120-66 beatdown to the Chicago Bulls, they began a successful rebuild quicker than anyone imagined this season. In 2013-14, the Bucks had the worst record in the league, finishing 15-67. In one year, the Bucks became the sixth seed in the East, winning a respectable 41 games despite low expectations. The Bucks have essentially established a core of young, long, versatile, gifted defensive players that they hope to mold and build around in the coming years. While they’re still a long way from being championship contenders, their early growth makes them one of the most interesting teams in the NBA. The face of that core is “Greek Freak” Giannis Antetokounmpo, a 20-year-old forward with the skillset…

Actress Blake Lively has a lot to say about women in the tech industry

Actress Blake Lively is perhaps most well known for her starring role on “Gossip Girl” or her marriage to Ryan Reynolds, with whom she just had a baby, but the 27-year-old insists she is an entrepreneur and businesswoman at heart. Last July, Lively launched Preserve, an e-commerce site devoted to “the stories and creations of artisans.” The site sells things like $495 hand-painted boyfriend jeans, a $40 salt collection, and a $90 rainbow-colored, confetti lantern. Lively says she is involved in everything from photography to raising capital for the site, while at the same time maintaining her day job as an actress. While press surrounding the launch of Lively’s …

People are dishing on Twitter about how much money they make

For May Day, a programmer named Lauren Voswinkel suggested a hashtag, #talkpay, at the site Model View Culture. Voswinkel is encouraging others to be open about what they do and how much they get paid for it, in part to help with transparency in the notoriously white male industry. Predictably, the replies are mostly from tech workers, which means the salaries skew higher than in other industries. But a lot of people seem to be happy to share. #talkpay ’98-’04 net 0 consulting (no bnft); ’05 @$70k bns, bnft. 10y gradual increased (ask + perform) to’14 @$140k. Now $60k grant + bnfts — Livia Labate…

Here’s what happened when scientists blasted mouse brains with radiation to simulate what it’d be like to get hit with a cosmic ray

The vacuum of space is filled with dangerous radiation that can seep through spacecraft, spacesuits, and even the bodies of astronauts, and scientists are trying to figure out the risks it poses for humans traveling beyond Earth’s protective atmosphere. So if we ever want to send humans to Mars, scientists need to know what would happen to us if we get hit with radiation from a cosmic ray or a solar flare. To get some insight, scientists exposed mice brains to radiation blasts designed to mimic a cosmic ray in a new study published May 1 in the journal Science Advances. Results showed that the mice experienced major brain inflammation that interrupted the ability of their neurons to communicate with each other. That seriously messed…

Warren Buffett has been writing investor letters for 50 years – here are the 5 best

Warren Buffett’s annual letter to shareholders comes out soon, and it’s guaranteed to be a must-read. But Buffett’s entire archive of letters make for great reading. So what ones should you read? To get a handle on this, we talked to software developer and Warren Buffett aficionado Steve Ritter, who has read every letter and goes to Berkshire’s annual meetings each year. He gave us his top 5 must-reads. Buffett’s 1977 letter is the earliest one available in the Berkshire Hathaway online archive. Right away, …

How Robert Downey Jr. got a shirt of Bruce Lee DJing into ‘Avengers: Age of Ultron’

Warning: If you haven’t seen “Avengers: Age of Ultron” there are spoilers ahead! Halfway through “Avengers: Age of Ultron,” when it looks like The Avengers have their backs against the wall, Tony Stark (Robert Downey Jr.) begins to devise a plan to gain the upper hand with Bruce Banner (Mark Ruffalo). What he’s wearing is likely to be the must-have T-shirt of the summer. As the two speak, Stark is seen casually wearing a gray tee sporting a shirtless, DJing Bruce Lee rocking sunglasses from behind a turntable.  The visual is so striking that when it comes on screen, it’s difficult to look at anything …

Twitter is in talks to buy mobile news app Circa (TWTR)

Twitter is in serious acquisition talks with mobile news app Circa, sources with knowledge of the discussions told Business Insider. No deal has been finalized and Twitter is just one acquisition route that Circa is exploring, the sources said. It’s unclear what Circa’s valuation is; the startup has raised nearly $6 million since its 2011 launch. Circa, which produces brief news stories for mobile devices, was founded by Matt Galligan. It has a long list of early-stage investors including Path CEO David Morin, Wordpress founder Matt Mullenweg, and Quotidian Ventures. Fortune’s Dan Primack previously reported that…

Manny Pacquiao turned down $40 million from Floyd Mayweather in 2012, and it was a genius move

Two years after negotiations for a Floyd Mayweather-Manny Pacquiao fight blew up in 2010, the two fighters again failed to make a fight happen in 2012. Mayweather, in what he would later call Pacquiao’s last chance to make the fight, offered Pacquiao $40 million straight-up to fight him. “I got on the phone with Manny. I done my homework, and seen what he was used to making in big fights. So the offer that I gave him. I offered him $40 …

This is what today’s Bridgegate charges mean for Chris Christie

On Friday, federal prosecutors announced three former officials linked to New Jersey Gov. Chris Christie (R) will face criminal charges as a result of the so-called “Bridgegate” scandal. However, the major question is obviously what this means for Christie, a potential 2016 presidential candidate. While the scandal has clearly tarnished the governor’s reputation, as of now, it appears that, legally, Christie is out of the woods. At a press conference after the charges were revealed, US Attorney Paul Fishman repeatedly declined to say Christie has been “cleared” in the investigation. At the same time, he also said the current evidence indicates there will not be charges against the governor or anyone else. “Based …

Freddie Gray’s family reacts to police being charged: ‘We were shocked, but it was a good shock’

Freddie Gray’s family heard that criminal charges would be brought against several police officers in the same way that the public did: by watching it on TV. In a press conference on Friday, Gray family attorney William Murphy Jr. said the state attorney’s announcement of criminal charges for six Baltimore police officers allegedly responsible for Gray’s death surprised the family. “We were shocked, but it was a good shock,” Murphy said. “Today has given the Gray family a measure of hope,” Murphy said. Gray suffered fatal injuries while in police custody, sparking protests and an investigation by the state attorney, who announced charges against the officers on Friday. …

Cops charged in Freddie Gray’s death have lower bails than teen who turned himself in for rioting

The Baltimore cops charged in the death of Freddie Gray have bails set lower than a teenager who turned himself in for rioting over the death, court records reviewed by Business Insider have revealed. The bail for 18-year-old Allen Bullock — who turned himself in for rioting over Gray’s death — has been set at $500,000. Meanwhile, Officer Caesar Goodson, whose most serious charge is second-degree murder, has a bail set at $350,000. The other charges faced by the Goodson include manslaughter, second-degree assault, two vehicular manslaughter charges, and misconduct in office. Sergeant Alicia White faces charges of involuntary manslaughter, second-degree assault, and misconduct…

Carl Icahn is getting personal on TV this weekend

Carl Icahn is appearing on Wall Street Week on Sunday, and the word is that he’s going to get pretty candid about his life. Wall Street Week, revamped from its retro PBS iteration by investment firm SkyBridge Capital, premiered just two weeks ago, but already it’s hosted some serious guests. In week one, Double Line Capital’s Jeff Gundlach sat in for the half hour. The week after, it was JANA Partners’ Barry Rosenstein. Icahn does a load of media, but he usually calls in to CNBC and Bloomberg. It’s rare for him to actually show up in a studio and let everyone see his face. So this could be interesting. You can catch it on Fox affiliates in major cities at 11:00 am EST on Sunday, or stream …

19 reasons why you should book your next trip to Milan

There’s no better time to book a vacation to Milan, Italy. The city is gearing up for Expo2015, a global showcase that kicks off May 1 and is expected to draw more than 20 million visitors. Flights to Milan from the US are regularly cheaper than they are to other European cities. And with the euro near an all-time low, US visitors can take advantage of the shopping, dining, and nightlife the city has to offer. Bottom line — if you see a great deal on a flight to Milan, book it. There’s …

finance & investing

Standard Life New ISA Review

The more you research your investment options the more likely you are to find the perfect option for you. As you find out more about ISA accounts you may come across the Standard Life New ISA, including the Easy Option and DIY ISAs. As Standard Life are such a highly respected savings and investment company you will probably want to find out more about their different ISAs. So how do their ISAs stack up and how do they work? This is what we’ll discuss in this Standard Life New ISA Review. The Chance to Invest from a Small Amount One of the things that puts some people off the idea of investing is the…